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Zeffy Reviews (2026): Is It Really Free, and How Does It Compare with GalaBid?

Key Takeaways
  • Zeffy is free for nonprofits, including card processing, so you receive 100% of every payment.
  • But a contribution to Zeffy is pre-selected at donors’ checkout. Donors who don’t want to pay it have to change it themselves, and some reviewers say donors find this confusing.
  • The tipping dropdown has no lower options. To tip less than the default, reported at around 15% to 17% on most gifts, donors must choose “Other” and type in an amount.
  • Nonprofits can’t customize or turn off the contribution prompt, and contributions go to Zeffy, not your cause.
  • Zeffy is very well reviewed: 4.8 out of 5 from 512 Capterra reviews, with 4.9 for customer service, and 4.7 on Trustpilot.
  • Zeffy has no raffle drawing tool, so winners are drawn outside the platform, and raffles aren’t available in Australia.
  • GalaBid’s Free plan shares 10% of tips with your cause, and its Pro plan (4.9%) and $1,250 flat fee have no tip prompt at all.
  • GalaBid pays into your own Stripe account, with control over your payout schedule, and is open to groups that aren’t registered nonprofits.

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Summary
Zeffy is free for nonprofits and very well reviewed, rated 4.8 out of 5 from 512 Capterra reviews, but it isn’t free for donors: a contribution to Zeffy is pre-selected at checkout, and donors have to change it themselves to pay less. Nonprofits can’t customize the contribution or turn it off. GalaBid’s Free plan also uses optional tips but shares 10% with your cause, and its Pro plan and flat fee have no tip prompt at all.

Zeffy is free for nonprofits, but not for their donors. Instead of charging your organization, Zeffy adds a contribution to Zeffy at each donor’s checkout, its source of revenue. The contribution is pre-selected, so donors who don’t want to pay it have to change it themselves, and your organization can’t change the wording, the amount, or turn it off. 

GalaBid is built for auctions, raffles and fundraising events, with 100+ features on every plan. Its Free plan works on a similar model, supported by optional supporter tips, but GalaBid shares 10% of tips with your cause. It also offers a Pro plan at 4.9% and a $1,250 flat fee per campaign, both with no tip prompt at all.

If you're reading Zeffy reviews to decide, this guide covers whether Zeffy is really free, what users say about it, where it falls short, and when one of the Zeffy alternatives, like GalaBid, may be the better fit.

Note: Details about Zeffy were last checked October 2026. 

Zeffy reviews at a glance: pros, cons and verdict

What it is: an all-in-one fundraising platform for nonprofits and charities, with donation forms, events and ticketing, auctions, raffles and sweepstakes, memberships, online stores, peer-to-peer, a donor CRM and email tools.

Who it suits: small and mid-sized nonprofits in the US, Canada, the UK, Ireland, Australia and Germany that want to pay nothing for their fundraising tools.

Pros

  • Free for your organization, including card processing. You receive 100% of every payment.
  • Lots of tools in one place, including a donor CRM, email campaigns, memberships, online stores and peer-to-peer fundraising.
  • Easy to set up, according to most reviewers.
  • Highly rated support: 4.9 out of 5 for customer service on Capterra.
  • Automatic payouts to your bank account, weekly by default.
  • Open to nonprofits without charity registration in Canada and the UK, and without 501(c)(3) status in the US (an EIN is required).

Cons

  • Zeffy’s optional contribution is preselected at checkout. It’s mentioned at the start of the form (without asking for anything), then added by default later in the process, so supporters who don’t notice it may pay more than they intended. Some have found this confusing. 
  • You can't customize the contribution prompt. The wording and suggested amounts are set by Zeffy.
  • No option to remove the prompt. Zeffy has one plan, and every checkout includes the contribution request.
  • No raffle drawing tool. You export your entries and draw the winner outside Zeffy, and raffles aren't available in Australia.
  • Bidders must enter payment details to bid in Zeffy auctions.
  • Payouts follow Zeffy's schedule and can't be triggered manually.
  • Organizations only. Individuals can't fundraise on Zeffy, and organizations need a bank account in their own name.

Is Zeffy really free? Zeffy pricing vs GalaBid pricing

PricingGalaBidZeffy
How it's funded Free plan: optional supporter tips Donor contribution to Zeffy at checkout
Who keeps the tips GalaBid shares 10% of each tip with your cause Contributions go to Zeffy
Option with no tip prompt Yes: Pro (4.9%) or the $1,250 flat fee No. Every checkout includes the contribution request
Can you change the prompt? Choose a plan with or without tips No. Wording and suggested amounts can't be customized
Card processing Your own Stripe account, at Stripe's rates with no markup Covered by Zeffy
Payouts Straight into your own Stripe account, with control over the payout schedule Weekly by default, or monthly; next-day for eligible organizations

How Zeffy's donor contribution works

Zeffy asks donors for a contribution twice: when they start filling out the form, and again at the payment confirmation step. The suggested percentage falls as the payment gets larger, and Zeffy says around 60% of donors choose to contribute. Nonprofits can't change the wording or the suggested amounts, though they can add their own explanation elsewhere on the form.

So Zeffy is genuinely free for the nonprofit. Donors who don't notice the contribution, or don't change it, pay more than the amount they set out to give, and that's the most common criticism in reviews from donors.

Zeffy also says that in rare cases, if a nonprofit raises very large amounts by card with little or no donor contribution, it would reach out and may suggest a temporary card payment limit.

Zeffy’s tipping dropdown has no lower options

Zeffy’s tipping dropdown doesn’t include any amounts lower than the default tip. Donors who want to tip less, or not tip at all, have to choose “Other” and type in their own amount. With default tips reported at around 15% to 17% on most gifts, that extra step makes it harder for donors to leave a smaller tip than Zeffy suggests. 

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Zeffy checkout on a $50 donation, October 2026. 

How GalaBid's model differs

GalaBid's Free plan is also supported by optional supporter tips, but GalaBid shares 10% of each tip with your cause, so some of what supporters give the platform comes back to you. If you'd rather not ask supporters for a tip at all, you can choose GalaBid's Pro plan at 4.9% or its $1,250 flat fee per campaign, neither of which shows a tip prompt. Zeffy has no equivalent option.

Watch How to Set Up Payments on Your Fundraising Campaign

Zeffy vs GalaBid: nonprofit fundraising software comparison

CategoryGalaBidZeffy
Best for Auctions, raffles and ticketed fundraising events, including groups that aren't registered nonprofits Nonprofits wanting tools for donations, events, memberships, online stores and donor communications
Fundraising tools Silent and live auctions with sealed bids and automatic overtime. Raffles with ticket packages, a certified random number generator and a live drawing projector display. Event ticketing with QR code check-in. No-risk consignment auction items Donation forms, events and ticketing, online auctions, raffles and sweepstakes, memberships, online stores, peer-to-peer, a donor CRM and email tools, and a Tap to Pay app
Raffles Built-in draw with a certified random number generator, shown live on a projector No drawing tool: entries are exported and drawn outside Zeffy. Not available in Australia; sweepstakes in the US and UK only
How guests bid Bid from their phone's browser. Card pre-confirmation is optional. Outbid alerts by text message, included on the Free plan. Volunteer and personal-shopper accounts for helpers Bidders enter contact and payment details to bid, and are charged automatically if they win. Anti-sniping extends items by up to 30 minutes
Pricing Free (optional tips, with 10% shared with your cause), Pro (4.9%, no tip prompts) or a $1,250 flat fee $0 to the organization, funded by a donor contribution to Zeffy
Payouts Straight into your own Stripe account, with control over the payout schedule Weekly by default, or monthly, after a 1 to 3 business day anti-fraud review; can't be triggered manually
Who can use it Fundraisers in the US, Canada, the UK, Europe, Asia, Australia and New Zealand, including groups that aren't registered nonprofits Nonprofits and charities in the US, Canada, the UK, Ireland, Australia and Germany, with a bank account in the organization's name. Not individuals
Support Live chat 7 days a week, including evenings and weekends, plus free Zoom calls while you set up Help center, chat and email

What users say: Zeffy reviews

Review siteZeffy
Capterra overall 4.8 / 5 (512 reviews)
Capterra ease of use 4.8 / 5
Capterra customer service 4.9 / 5
Trustpilot 4.7 / 5 (575 reviews)

What reviewers like: ease of setup; quick, helpful support; having donations, events, email and donor management in one place; and automatic payouts and tax receipts. Many say they switched from PayPal, Square or other platforms to avoid fees.

Where reviewers are critical: some features are hard to find, the email builder and templates feel basic, and customization is limited in places. The contribution prompt is the most common complaint: one Capterra reviewer collecting $30 membership dues said the default contribution was relatively high and led to member complaints. On Trustpilot, around 8% of reviews are one star, and these mainly come from donors unhappy about the contribution rather than from the nonprofits using Zeffy.

Real stories, real results

See all case studies

At a glance

  • Organization: Partners with Paws, a charity in southwestern Ontario, Canada, that provides fully trained psychiatric service dogs to people with disabilities, free of charge
  • Team: no paid staff; the charity is run entirely by volunteers
  • Used GalaBid for: online silent auctions with Buy It Now items, on GalaBid's free-with-tips option
  • Result: almost $20,000 raised across five fundraisers in five years

The challenge

Sharlene, who volunteers with Partners with Paws, started looking for an online fundraising platform for the charity during the pandemic. It needed a way to reach more people while keeping social distancing, and since the charity has no staff, Sharlene offered to build the fundraiser herself.

She needed something she could run without coding or complicated setup. Many platforms she looked at weren't drag and drop, and some only allowed registered charities, which mattered to her: her very first fundraiser had been for her sister's service dog, when she wasn't a charity herself.

How they used GalaBid

Sharlene found GalaBid the most comprehensive and user-friendly option. The how-to videos made sense to her almost immediately, setting up items with a starting bid and bid increment didn't take hours, and connecting Stripe was straightforward. She liked that fees were low, with supporters given the option to add a thank-you tip to keep GalaBid running.

She made the charity's fundraising book the very first item, so nobody scrolling the page would miss it, and added $25 and $5 Buy It Now donations so supporters could give at different levels. She also listed items in alphabetical order, which made handing out prizes far quicker. The charity shared how-to videos with its followers showing them how to bid.

The first two fundraisers ran entirely online. In the fourth year, the charity paired its online auction with an in-person event, handing out printed QR codes linking to the GalaBid auction so guests could bid too.

The results

  • Almost $20,000 raised across five fundraisers in five years.
  • Just over $3,000 in the first year and around $2,000 in the second, both entirely online.
  • Almost $8,000 in year four, when QR codes at the in-person event brought in even more bids.
  • Easy for a volunteer to run. Sharlene describes GalaBid as super easy and affordable.

When Zeffy might be the better fit

Zeffy may be the best fit if:

  • Your fundraising is mostly donations, events and memberships, with recurring membership renewals.
  • You want a donor CRM and email newsletters built into the same platform.
  • You sell merchandise or digital products through an online store.
  • You run peer-to-peer campaigns with team and participant pages.
  • You take in-person payments with a Tap to Pay app on your phone.

Zeffy alternatives: when GalaBid might be the better fit

GalaBid may be the best fit if:

  • You want your cause to share in tips. GalaBid shares 10% of each tip with your cause; on Zeffy, contributions go to Zeffy.
  • You'd rather not ask supporters for a tip at all. GalaBid's Pro plan (4.9%) and $1,250 flat fee have no tip prompt; Zeffy's checkout always includes one.
  • You're running a raffle. GalaBid draws winners with a certified random number generator and a live projector display; on Zeffy, you export entries and draw outside the platform.
  • You fundraise in Australia and want to run a raffle, which Zeffy doesn't currently offer there.
  • You're running an auction or gala and want sealed bids, automatic overtime, optional card pre-confirmation, outbid text alerts and volunteer accounts for helpers.
  • You'd like help filling your auction, with no-risk consignment items you only pay for if they sell.
  • You want payments in your own Stripe account, with control over when you're paid out.
  • You're not a registered nonprofit, or you fundraise outside Zeffy's six countries, such as in New Zealand or Asia.

How to switch from Zeffy to GalaBid

  1. Export your Zeffy records. Zeffy lets you export payments, tickets and tax receipt lists from your account.
  2. Choose your GalaBid plan. Pick Free (optional tips, with 10% shared with your cause), Pro (4.9%, no tip prompts) or the $1,250 flat fee.
  3. Set up your campaign and connect Stripe. Sign up, build your campaign and connect your own Stripe account, so payments go straight to you.
  4. Add your activities and get help. Set up your auction items, raffles and tickets, add no-risk consignment items if you'd like, and chat with the GalaBid team 7 days a week.

Frequently asked questions

Is Zeffy legit?

Yes. Zeffy is a Canadian company based in Montreal that has supported nonprofits for about seven years, says over 100,000 nonprofits have raised $2B+ on it, and processes payments through Stripe. It's rated 4.8 out of 5 on Capterra and 4.7 on Trustpilot.

What do Zeffy reviews say?

Nonprofits rate Zeffy very highly: 4.8 out of 5 from 512 Capterra reviews, with 4.9 for customer service. They praise zero fees, ease of use and support. The main criticism, mostly from donors, is the contribution prompt at checkout.

Is Zeffy really free?

For the nonprofit, yes: Zeffy charges no platform fees and covers card processing, so you receive 100% of each payment. Zeffy adds a preselected tip at checkout. The dropdown only offers higher amounts. To tip less, donors must choose “Other” and type in a new amount, or enter 0 to opt out

How does Zeffy make money?

Through optional contributions donors can add at checkout. Zeffy says this is its only source of revenue, and that around 60% of donors contribute.

Can nonprofits change Zeffy's contribution prompt?

No. Zeffy says the wording and suggested amounts can't be customized, and there's no plan without the prompt. On GalaBid, the Pro plan and flat fee remove the tip prompt entirely.

Does Zeffy draw raffle winners?

No. Zeffy says it doesn't have the license to be an electronic raffle system with a drawing tool, so organizations export their entries and draw the winner outside Zeffy. GalaBid includes a certified random number generator and a live drawing display.

Can you run a raffle on Zeffy in Australia?

Not currently. Zeffy says raffles aren't available to Australian organizations, and sweepstakes are only available in the US and UK.

Who can use Zeffy?

Nonprofits and charities in the US, Canada, the UK, Ireland, Australia and Germany, with a bank account in the organization's name. Individuals and for-profit businesses can't fundraise on Zeffy directly.

How often does Zeffy pay out?

Weekly on Mondays by default, or monthly; eligible organizations can get next-day payouts. Payments first go through a 1 to 3 business day anti-fraud review, and payouts can't be triggered manually.

Do bidders need a card to bid on Zeffy auctions?

Yes. Bidders enter their payment details when they bid, and the winning bid is charged automatically when the auction closes. On GalaBid, card pre-authorization is optional.

What are good Zeffy alternatives for auctions and raffles?

GalaBid is built for auctions, raffles and events, with a certified raffle draw and live display, sealed bids, automatic overtime and no-risk consignment items. Its Free plan shares 10% of tips with your cause, and its Pro plan and flat fee have no tip prompt.

Weighing up Zeffy against GalaBid?

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